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Tax Facts




APPRAISED VALUE


Properties will only be appraised by the Harris County Appraisal District.

The appraised value of a property is determined by a certified appraiser from HCAD, not the tax office. The appraised value is used to determine the tax on a property. Any disputes in value, square footage, property description must be directed to the county appraisal office.

Contact HCAD 713-957-7800

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EXEMPTIONS

Exemptions help the taxpayers by reducing the taxable value of the property. All exemptions (Homestead, Over 65, Disability, Veterans, etc) are granted by HCAD. Most exemptions apply only to your primary residence and are not valid on second properties. Once an exemption has been approved, the appraisal district will notify all tax offices under its jurisdiction.

To qualify for a homestead exemption the taxpayer must own and live in the home on January 1 of that tax year. If you move in any time after January 1, you will not qualify until the following year.

The Aldine ISD offers a $25,000 homestead exemption.

The over 65 and disabled exemptionshave a value of $20,000 and works in conjunction with your homestead exemption.The amount you pay in the year that both the Over 65 Exemption and the Homestead Exemption are on the account together is what your taxes will be frozen at.Frozen means the amount you pay will not go up in the future even if the property value and tax rate goes up. You should not pay any more than this amount for as long as you own the property unless you make major improvements to the property (such as adding a swimming pool, extra bedroom, workshop,tear down and rebuild, etc) and if you no longer claim the property as your homestead.

IF TAXES ARE DUE,never wait for an exemption to pay. You can avoid your exemption savings being used towards penalty and interest by paying the tax by the due date.

The tax office can not addand remove an exemptions without a certified tax roll from the appraisal district. The tax office may get a tax roll once a month depending on the time of year. If the account is paid when the exemption is granted, this office will issue a refund to the owner of record. If the account is not paid, we will re-bill the owner of record for the unpaid tax with the exemption and any penalty & interest if applicable.

Contact HCAD 713-957-7800

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TAX DEFERRAL (for Over 65/Disabled Persons)

Texans who are over 65 years of age/disabled may postpone paying current and delinquent property taxes on their homes byfiling a tax deferral affidavit with HCAD.

 

Once the affidavit is on file, taxes are deferred — but not cancelled — as long as the owner continues to own and live in the home. Taxes continue to add up, along with 8 percent interest per year. The deferral is applicable to the tax year for which the deferral was granted and thereafter. Any taxes delinquent prior to the deferral continues to collect standard penalty and interest.

The law extends the tax deferral to the surviving spouse of the personwho deferred taxes on the homestead if the surviving spouse was at least 55 years old when the deceased spouse died.

If a tax deferral affidavit is on file thehomeownercannot lose a homestead because of delinquent property taxes. A homeowner can halt a pending sale to foreclose on the homestead’s tax lien. No taxing unit can go through witha lawsuit to collect delinquent taxes. There are no penalties on delinquent taxes during the deferral period, only 8% interest per year; however, a tax deferral does not cancel penalties and interest that was already due before the tax deferral was granted.

All deferred taxes and interest become due when the homeowner/surviving spouse no longer own and live in the home. If the tax debt remains unpaid after 180 days, penalties may be imposed and taxing units may take legal action to collect the past due amount.

Please make special note that if your property has a mortgage, thelien holder may require the property owner to keep their taxes current even if they are deferred. You should contact your lender regarding the terms of your loan agreement(before you decide not to pay your taxes). The mortgage company does have a right to protect their interest.

For further details about property tax deferral, contactHarris County Appraisal District.

More information is also available on the Comptroller’s Web site, www.window.state.tx.us/taxinfo/proptax/

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OWNERSHIP RECORDS & MAILING ADDRESS


Please note that tax offices are required to mail tax bills to the "address of record" maintained by the property's county appraisal office. If you are the new owner andneed to change a mailing address you must contact HCAD. Also contact HCAD for any corrections to owner name and address.

The appraisal district is the only authority to change property tax records, not the individual tax offices. The tax office can not make any changes to correct ownersand mailing addresses without a certified tax roll from the appraisal district.The tax office may get a tax roll once a month depending on the time of year.

Please note that a post office change of address is not acceptable. They often have time limits and may expire before appraisal noticesand tax bills are mailed.

If taxes are due, never wait for an ownership change to pay. Avoid any penalty and interest being added to the account by paying the tax on time. Taxes are due upon receipt and become delinquent February 1, no matter whose name is on the bill.

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TAX BILLS & DUE DATES

Tax Bills are usually mailed the same time each year. If you have not received a tax bill by December you candownload onefrom this website. As the owner of the property it is your responsibility to know which taxing authorities will tax your property and when taxes are due.

Taxes are always due upon receipt(tax bills are considered delivered when placed in the mail), never wait for a tax bill to pay taxes. Section 31.01, of the Texas Property Tax Code states that failure to receive a tax bill is not grounds for waiver of penalty and interest and will not affect validity of the due date. Taxes are dueupon receipt.Taxes become delinquent on February 1.

Taxes are due upon receipt even if there is a discrepancy on your bill. We will tax you according to the value and exemptionsprovided us by the appraisal district. If you have made recent changes please note that it may take some time for thesechanges to get to the tax office (anywhere from 4-12 weeks depending on the time of year). Taxes are due by January 31 even if you are waiting on a change to your tax account.

If we are closed the last day of the month, payments will be accepted the next business day the office is open.

 

If the account is paid and we get a reduction in value/an addition of an exemption, the taxpayerwill be automaticallyrefunded the value of the change.

Many taxpayers pay by December 31 for income tax purposes.

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TAXPAYERS RESPONSIBILITY

As the owner of property it is your responsibility to make sure that all ownership and mailing address information is promptly and correctly recorded. If you have made any changesit is your responsibility to contact the county appraisal district. Tax offices mail bills to the addresses provided by the appraisal district. A Post Office “change of address” is not acceptable notification. It is also the taxpayer’s responsibility to apply for any exemptions and protest value by the due dates outlined by the appraisal district.

The tax office can not addand removeexemptions without a certified tax roll from the appraisal district. The tax office may get a tax roll once a month depending on the time of year. If the account is paid when the exemption is granted, this office will issue a refund to the owner of record. If the account is not paid, we will re-bill the owner of record for the unpaid tax with the exemption and any penalty & interest if applicable.

If you are a new owner of the property it is your responsibility to know which taxing authorities will tax your property and when taxes are due. It takes time for ownership records to be filed and recorded. It is the taxpayer’s responsibility to make sure they get a tax bill and that the taxes are paid on time.

 

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TAXES PAID BY MORTGAGE OR TAX SERVICE

In the State of Texas all mortgage companiesand tax service providers are required to request the tax bill(s) annually, even if they had requested them in the past.

If the mortgage company requests the tax bill, the tax bill will be sent to the mortgage company. If you have received a tax bill that is to be paid by the mortgage company, write your loan number on the bill and forward it to your mortgage company’s loan escrow department.

We do not contact mortgage companies about deliquent taxes.All mortgage companies have 24/7 access to our website. They can use this website to downloada statement and check the paid status of an account.

The mortgage company should provide the borrower an escrow statement at the end of each year detailing the taxes paid from the escrow account.

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